RSPCA here, been with them for about 7 years, never bothered to change because I was happy with the service, the price and the plan.
Always found pet plan to be way to expensive for my liking when I got the same policy for half the price of pet plan with RSPCA.
I pay about £28 for Millie (11), £25 for Jennie (
and £16 for hazel (10months) I get around £10 off all of this for having all 3 insured with them.
They paid out Jennies disc problem no problem and have never been a issue to deal with.
£75 excess, £6500 per condition per year, life cover and no % to paid above any age.