CockersOnline Forum
Cocker Specific Discussion => Health => Insurance => Topic started by: jaymac on May 14, 2007, 08:50:23 PM
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Our pups insurance renewal has arrived and the premium seems to have gone up 30%. Healthy pets seems to offer their Gold cover for a very reasonable £77. Does anyone have any experience with them? Who do you consider to offer a good policy at a good price?
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No idea what they're like for claims but we've just used www.animalfriends.org.uk I like that they're non-profit, give money to animal charities and all dogs under 8 cost the same. The long-term illness cover seems top notch too.
No doubt someone will now tell me they're rubbish :)
Simon
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Saffie is with m&s and in her first year it cost £126 with no excess. no claims until her episode with the booster and the renewal came through and it is now £220 with £50 excess!!!
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Saffie is with m&s and in her first year it cost £126 with no excess. no claims until her episode with the booster and the renewal came through and it is now £220 with £50 excess!!!
You should check the excess... they have a strange way of putting it on the document. But at the very end of the insurance certificate it should say "Excess £50, reduced to nil".
I doubt that the claims have put the price up... M&S have made major price adjustments across the board, regardless of claims. All the premiums of our dogs have gone up too!
Vera
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I'm with Healthy Pets, but fortunately havent had to use them (madly touching wood)
There are other members that are with Healthy Pets and have had claims with & without problems - but to be honest people can have problems with ALL insurers.
I was with M&S and despite not making any claims they nearly doubled my premium and increased my excess (wasnt impressed)
Healthy Pets & M&S are the same underwriter i.e. Axa.
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I was with crufts pet insurance but have just changed to Argos platinum! I was very pleased with the price and standard but then I think until you have to claim you dont really know what they are like! Hopefull good!!!! :005:
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Lucy is with Healthy Pets - we have had two claims both of which were paid extremely promptly , i have nothing but praise for the company although i know there are a few people on COL who have had issues with them.
I have no problem recommending Healthy Pets , M&S does have a better policy as there is no limit on the amount payable for a condition but it comes at a much higher price and the premiums increase alarmingly as the dog gets older.
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Thanks for the helpful replies. It looks like it will be healthy pets then as it's £50 less with them than our renewal with PDSA. I just hope I never need to claim onit!