Probably somewhere in the region of £4k when Jezzie ruptured a disc in her spine. That was four years ago and since then boy have they tried to get some of that back off me! I've been with Sainsburys for years and am seriously considering not renewing. I got my renewal last week, I pay monthly and was paying £46 a month, they've increased it to nearly £80 a month, just short of £1000 for the year, with £125 (or 15%) excess.
Jezzie is 15 years old and she's on Vivitonin & Propalin and currently on antibiotics for a water infection so I don't expect to pay £10 a month for her but £80 a month is extortionate. If you ask me it's just emotional blackmail, they know they have you over a barrel when they get to this sort of age. I am trying to decide whether I could put the £80 a month away for future vets fees or whether that is too risky.
Saying that I have just had a look at Greenbee after reading some posts on here. They have quoted me £40 a month with £75 excess but that won't cover existing conditions so now I have a dilemma!!!