CockersOnline Forum
Cocker Specific Discussion => Health => Insurance => Topic started by: tobycat on October 04, 2004, 10:57:32 AM
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Hi everyone
I have never had pet insurance for my dogs before but new pup Oscar has come with 6 weeks free insurance from both Petplan and from the KC.
Both are about the same monthly premium. I don't know whether to continue with the insurance and if i do which company to use.
What do you all think?
Liz
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This question tends to come up quite a lot and it's usually down to personal preference (like how much you want to pay per month) - I know that the Marks and Spencer policy has been praised in the past. Personally we went with the KC but they are one of the more expensive ones. Shop around?
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I shopped around for weeks and dithered about which company offered the best deal :rolleyes:
Eventually, we opted for Direct Line, as they offered a good 'lifetime' policy, and we got discount as we are already customers.
I also shortlisted Virgin, and others such as More Th>n, M & S and some of the supermarkets.
It depends on what is important to you in relation to cover; but when shopping around I found a spreadsheet was the only way of ensuring I was comparing 'like with like' as the excess, length of cover, extras and so forth varied considerably from policy to policy :wacko:
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Our dogs are covered by Halifax..........we have our home contents, buildings and car insurance with them, so had a really good deal and quite a big discount.........plus we have a no excess policy on all the above!
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We are with Morethan and have been happy with them - they were very quick to pay out. Like everyone says, just make sure you get lifetime cover, otherwise if your pet got diabetes, yearly cover would not pay out.
Shona