I've read a lot of unhappy reviews of Tesco that put me off. I'll look at Pet plan. Up to £25 is fine, if the medical insurance is ok. Esure and Agria are promising. My current quote is nearly £40, no claims , prob just because he is 8! And a £160 excess. And the old game on 'don't worry, we'll renew it for you, just don't look at how much we've increased it by!'