We are with Pinnacle, we pay £21 a month. My OH searched for cheapest that has a decent policy. You have to be really careful about the small print as people have said, what they will pay out for, how long the will pay out for and the excess. Kennel Club is similarly priced but something was wrong with it...Think you have to pay the frist £??? of any claim and it was a lot, sorry can't remember why we didn't pick them!