I rang HP this morning and just saved myself £170
.
The new underwriters take over tomorrow and
all their online quotations will rise in line with their renewal quotations as from tomorrow. I cancelled my existing policy, which expires today and took out a new online policy (which is still with their old underwriters-Axa). As Fern has had no ongoing health issues over the last 12 months (apart from grass seed removals) there is nothing new for them to exclude. I wouldn't have done it otherwise, as they will cover for life any new condition that crops up during your period of insurance with them, providing you keep insuring with them.
The quotation online for a new policy at £197.30 is only £32.88 dearer than last year, with no change in policy excess, as compared with the renewal notice which would be
£209.72 dearer at £374.14 pa.
Today is your last chance to use them before the rates go up.