CockersOnline Forum
Cocker Specific Discussion => Health => Topic started by: Countrygirl on November 29, 2016, 10:08:56 PM
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As some of you may remember, I lost my darling Ellie very very suddenly in June to liver cancer. This completely devastated me and although I had always said that when I lost Ellie, not thinking I was going to, then I would get another puppy immediately. But I couldn't. But I needed a puppy and eventually the search began.
We brought Rosie home last Wednesday. She is absolutely gorgeous. We didn't get home until 8.30 p.m., which I know isn't ideal, but when we got home she played and played with her new toys. I honestly thought we would get no sleep that night as she didn't really have time to 'settle in', but she was brilliant, woke up once at 1.15 a.m. and then we heard nothing more and since then has not woken us up at all. She is loving her food, she is now on Lily's Kitchen, absolutely loves playing with her toys, charges up and down the garden and adores being cuddled.
I was just starting to feel that I could actually be happy again and I took her for her first vaccination on Saturday. The vet said she could hear a heart murmur. Initially I wasn't bothered, as Sophie, the cocker we had before Ellie, was diagnosed with a heart murmur as a puppy and lived very healthily until she was 14. But the vet then said that the murmur was worse than she would expect to hear in a puppy and that Rosie needed to be referred to a cardiologist. To be honest I wasn't happy with some of the things she said, such as saying that when you have litters of 8, as Rosie was from, then you do get 'poor quality puppies', and when I said that I worked really hard to find a good breeder she was quite sarcastic about them.
Anyway, an appointment was made with a cardiologist who comes to the practice every week (she sees referrals from other vets there. Rosie has an appointment tomorrow at 9.30 a.m.
I was really upset and spoke to a friend who breeds and shows a different breed and has forgotten more that I will ever know about dogs. She suggested I get a second opinion from her vet. So I went there this morning for a second opinion, not telling them beforehand what the problem was, but he found it easily. He did say she may grow out of it and I could leave it until she was a year old and see how she was then, although he did say that the only way to be certain of what was going on was to see a cardiologist and have a Doppler scan, and the one he would recommend was the same one I have the appointment with. He did say that it is probably her mitral valve that is the problem.
This obviously has huge implications regarding insurance as although I do have the usual free 4 weeks insurance, there is no way I am going to get cover for her heart, if at all.
I decided that seeing as I might get some money back from this free insurance, I might as well see the cardiologist now and find out what I am dealing with. I am completely devastated about this. I can't believe how much I am hurting over a little puppy I have only known for 6 days, but I love her and have completely bonded with her.
OH wants to take her back to the breeder, due to the cost of all of this, although we can afford it, and he also feels that we have been 'cheated' out of the puppy we thought we were getting. I can see where he is coming from, we paid £900 for her so it is not as though I went for the cheapest option. I have spoken to the breeder who is very surprised as she didn't show any signs whilst with her. To be fair she has not shown any signs whilst we have had her. Obviously I have googled this to death and she is showing no signs of what she should be showing. The breeder wants to know what happens tomorrow.
The big mistake I have made is that the breeder didn't have them vet checked. I could kick myself.
I can't take her back, I won't know what happens to her, I love her so much and have bonded completely with her. I know I am probably jumping the boat but I am so sad at thinking that the life she was going to have is probably not going to happen. Lots and lots of walks, our life is walking.
Please can everyone cross all fingers and paws for Rosie that the news tomorrow is not as bad as feared.
I can't believe this is happening and can't stop crying. I thought I had had all the hurt I was going to have this year with Ellie, I never for one moment thought this would happen. I just thought I had a wonderful healthy puppy.
I can't take her back, I just can't.
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I got the same diagnosis my self at the age of 24.
The cardiologist told me NOT to drive home.
That was 45 years ago.
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In my experience those pets who have a ropey start to life, with health challenges, have the greatest personalities.
My Siamese had a grade 4 heart murmur - about as bad as you can get. By one year old, she had grown out of it completely. Many born with a hole in their heart or a valve malfunction do very well including children ;)
Rosie sounds a beautiful little girl - some photos would be good :D
Hope tomorrow turns out to be a non event
Jayne
X
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I had tears whilst reading your story. I completely understand the upset you are feeling and the strong bond being already formed within such a short space of time. They steal your hearts and you can't let them go.
I was devastated when Monty was diagnosed with hip dysplasia and told that he needed a full hip replacement at 8 months old. (He had the diagnosis before this but this was after a specialist apptmt) I too, imagined what his life would be like - unable to walk and run as he should and just enjoy himself. Almost a year later, with weekly hydrotherapy sessions, his back legs are slowly coming back underneath him, he's doing agility class, he's running around with his friends and having the time of his life, he's pain free and fastest of any of his doggy friends.
Don't give up hope on the little one, my fingers and Montys and Ernest's paws are crossed for her. They are such a resilient breed of dog, she will give it all she's got.
Please keep us posted and I hope and pray that the news isn't as bad as you fear. Thinking of you all xx
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I would def ask for some money back from the breeder , I know money isn't the issue but I cant believe she hadn't had them checked out by the vet as she is asking so much for them. So many pups just grow out of a heart murmur, my old girl kizzy had one and she went through spinal surgery aged 11 and lived until she was 14. To be honest it sounds like you aren't taking her back so that's one thing less to beat yourself up about
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I'm so sorry this has happened, poor pup and poor you :'( I too hope you get positive news at your appointment. My 1st cocker, Odie developed a heart murmur after he was diagnosed with Addison's Disease. However, my vet did say that it would most likely disappear and it did within a very short time. Sending lots of :bigarmhug: to you, I do know what you must be feeling.
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Thank you everyone. I just feel sick at the thought of what I am going to be told. I know I am probably overreacting but this is so hard.
I am cross with the breeder, the puppies should have been vet checked, but I am also cross at myself for not asking. This is my fourth cocker and I should have known but none of the others had a problem, apart from Sophie and she was fine.
I'm hoping and praying for hopeful news. She just seems so well.
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So,sorry to read this, what a devastating blow for you just when your heart is healing. My lovely Milo had a heart murmur all his life, and he lived til he was 15 and died from something completely different. Also,our rescue cocker Finn had one, and also died of something else aged 8. It made no difference to their lives whatsoever, they were typical active Cockers.
Thinking of you and fingers and paws crossed.
Lesley and Dylan
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I'm so sorry to read this, what a rotten thing to happen. I understand how you feel, but don't beat yourself up too much, I think it was up tomthe breeder to have the puppies checked to be honest, - for her own sake and reputation and when you're paying the full wack, then you'd assume it would have been done, I don't think I would have thought to ask either. OBviously money isn't the issue but it would certainly be the decent thing to do to offer you some sort of compensation.
I have no experience ofmthe condition but going on what's been said on here so far, it sounds as if Rosie has a good chance of leading a normal life. Information on the internet is renowned for not only being sometimes inaccurate but can often scare the pants off you, so I'd try and be patient and wait for a qualified opinion.
Crossing absolutely everything we can cross here for a good result for your baby and sending out loads of positive vibes. Hugs for you and Rosie, stay strong and keep us posted!
X Jayne & Humphrey
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I am so sorry to read this. As others have said there can be successful outcomes, fingers crossed everything will work out for you. :bigarmhug: :bigarmhug: :bigarmhug:
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So sorry to read about little Rosie :luv:
No experience of this but wanted to say I'll be thinking of you both. Fingers and paws are crossed here too!
:bigarmhug:
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So sorry to hear about Rosie. I so hope that you get good news today. Wil be thinking of you both.
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Rosie is having a scan shortly. The cardiologist didn't want her to wait in the vets as she has only had her first vaccination and there may be poorly dogs there. We are not far away so we will go as soon as she rings us.
Please keep hoping for reassuring news.
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I am sorry to read this. Our first two cockers had heart murmurs but it wasn't the cause of their deaths aged eight and thirteen. I sometimes think vets (and drs) interfere too much these days, possibly to cover themselves and it causes alot of worry for the patients.
I hope it turns out not to be too serious. If the breeder is experienced, I would also ask her advice too. Breeders sometimes have completely and more sensible approaches to things. X
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I hope everything turns out ok for you and Rosie today, try not to worry too much. i am sure, it will be ok :luv: :luv: :bigarmhug:
Stephanie, George and Hamish xxx
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So very sorry to read this, I remember with my late Jay the breeder never told us that he only had one dropped testicle, it was dreadful hearing this at the vets when you are still raw from the loss of you beloved friend. I think that is the shocking thing.
I do hope that today brings you better news, and I would certainly relay to breeder. Maybe get OH to do it and say how distressing it is for you, mine OH has a way of putting things across better than me.
Try and stay positive and thinking of you
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So sorry to read about poor little Rosie. I hope the scan goes well and you are given better news as a result.
Minstrel too had a heart murmur when a pup, but like others it disappeared by the age on one.
Sadly I think some vets do lack a bedside manner and only look at the 'technical' stuff and forget how devasted the owner will be over such news.
Lots of :bigarmhug: :bigarmhug: :bigarmhug: for you and Rosie
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So sorry to read about this. You have paid a lot of money and were entitled to expect a dog who was fit and healthy. Beyond that what you choose to do vis a vis the breeder is up to you. If you cannot bear to hand her back the at least the breeder should be making a partial refund.
A neighbour of mine had a puppy with a heart murmur and I think that he spent perhaps £3,000 on the surgery to fix it which was very successful and she now works every day when they have a shoot.
My mother was diagnosed with a heart murmur as a child (it has never gone away) but she worked full time in her business until she was 68. She celebrated her 81st birthday this year and can still be found in my sister's workshop doing sewing until after 10.00pm in the run up to Christmas.
(They breed us tough in the Pennines)
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Thank you so much everyone, it helps so much that you are all here for me.
Rosie has had her scan. She has a small leak in her mitral valve and the flow through her aorta is at abnormally high speed at high heart rate but quickly goes to normal at lower rates. Apparently the fact it quickly goes to normal is good.
I am to treat her completely as normal, no limits on exercise as she grows and she can run as much as she wants when she is old enough. She will have to have another scan when she is a year old to see what is happening when she is fully grown. The cardiologist is hopeful that Rosie will grow out of the problem as her heart gets bigger, but if the worst comes to the worst they can do the necessary surgery at the Royal Veterinary College.
The cardiologist's words were 'put this completely out of your mind now, enjoy her, act normally with her and come back to see me in a year's time. So that is what
I am going to try and do.
Still not happy with the breeder, I did expect that for the price we paid we should have got a health checked puppy. I will speak to her later and see what she says.
As I think I said before, my last but one cocker, Sophie, had a heart murmer diagnosed at Rosie's age but no scan. The cardiologist said that was all they could do 26 years ago, just diagnose and leave it. I hope that Rosie's problem is what Sophie had and if Rosie has the active life that Sophie had until she is 14, like Sophie was, that will be all I want
So 543 pounds and a shaved puppy who is sticky with gel later, it could have been a lot worse.
I will see if the insurance will pay and see what I can do for the future. I don't think I should be out of pocket at all, but if I am at least I still have Rosie and the hope of a normal life for her.
Thank you so much for all your kind thoughts. I don't think I could cope without this forum now, you have all been so lovely.
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That's great news, so relieved for you. Let's now hope she grows out of it.
I would ask the breeder for a refund of the money you've spent at the vet's.
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I am so pleased that the news is more positive - I'm sure you must be feeling relieved.
Sending lots of love to Rosie, and I'm sure you going to have lots of fun together x
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Great news. Have a chilled out evening! X
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Great news and what a relief for you!
Get the 4 week free insurance transferred over into a lifetime policy to make sure you have cover if that operation is needed in a years time. You will struggle to shop around now unfortunately due to a pre-existing condition.
Also speak to the breeder. At £900 I would have expected a vets health check at the very least, and usually would expect the first vaccination to be done.. I would be asking for a full refund.
It would be interesting to know if any siblings are also being diagnosed with the same condition.
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Sounds like the cardiologist is very good and you should take her advice and not worry about it too much as you don't want the puppy to pick up on any stress from you. the breeder should pay the vets costs at the very least
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I'm so glad to hear this. I hoped it would be the case, but you never know, do you? My son had a heart murmur diagnosed when he was three. The GP was very concerned, but when we went to the cardiologist, he explained it was completely benign and would probably rectify itself as he grew. Which it did.
Enjoy your pup, but please do take this up with your breeder. Had she not given the pups their first vaccinations already? Henry came to us with his first lot done, so had been checked over by the vet then. And surely Rosie had been wormed already? Would that require a vet visit as well?
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Absolutely agree, were given a pets passport with first vaccinations registered in there with the vets stamp, name and address, we also had a health certificate and confirmation of worming treatment. Still, that's all secondary, main thing is, little Rosie's OK and you can look forward optimistically to a long and happy life together. If anything positve comes out of a scare like that is that it puts all the other puppy rearing stress into perspective (and standing outside in the cold at 4am waiting for her to have a wee won't seem so bad!! :005:)
SO pleased for you, looking forward to hearing more about her adventures!
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Missed this thread this morning but very glad that there is a more positive outcome. Awful news for your new little baby, I too would be devastated.
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I am so happy to read this update on Rosie.
As for the breeder, well what do you say....yes a vet check would or may have shown this. As for the price - think it is a top notch price and as such should have come with the security of vet checks. But honestly is this the first thing we think about when we see a new tiny puppy who immediately tugs at our heart strings, well I certainly wouldn't.
My concern is about pet insurance, if this is going to become prohibitive I would certainly express this forcefully to the breeder.
You must do exactly as the doctor ordered and bring up Rosie and enjoy.
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Phew!!!!! Enjoy your puppy now. As for speaking to the breeder, your insurance will be affected, so not sure where you stand now - maybe check the sale of goods act (don't know if dogs come under that, but I wouldn't be surprised).
Anyway, have a good night's sleep tonight ;)
Lesley and Dylan
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What a relief :013: Now relax and enjoy your beautiful snuggle girl Rosie :luv: :luv:
Stephanie, George and Hamish xxx
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good news for little Rosie. Sending her ( and your wallet) :bigarmhug:
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That's great news - really pleased to hear a positive outcome, fingers crossed she'll grow out of it. Looking forward to hearing all about your adventures together :luv:
I agree the breeder should at least contribute towards the vets fees which in theory she would have paid for if she'd taken the puppies to the vets herself. Good point by Londongirl about worming... Just wondered do you have a puppy contract for Rosie? When Rory had his last vet check with his breeder they found a small hernia which they both agreed would resolve itself but Rory's breeder put it into the contract that if it ever required medical attention she would pay for it, in the end it went after a few weeks.
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Good news for you and Rosie. So pleased.
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Excellent, now have some lovely puppy cuddles, and a nice glass of something chilled and fruitful ;)
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Good news for you and great advice from the cardiologist to put it to the back of your mind and just enjoy her - none of us can know what is ahead for us or our dogs.
A little girl in Ollie's litter had a heart murmur - actually missed at the first vet check that the breeder took them to but spotted at the 2nd vet check (same vet) after the new owner took the pup home. They did make the choice to return the pup and to take another girl from the litter. We were advised by the breeder about this as we were considering taking her, and we spoke to the vet on the phone about it who wasn't really concerned, said it was a low grade murmur and not likely to cause problems. But it was just enough to cause us concerns - and we were worried about insurance implications. We had not taken her home -if we had that would have been a lot harder to make the decision to return her. I would definitely be speaking to the breeder about the financial side of things after the price you paid for Rosie. It would be one thing if it had not been spotted at 1st check, as in our case, but to be entirely not health checked is another matter.
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Very pleased to read the prognosis from your Vet :D
Some photos of Rosie would be good ;)
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What a situation ! From Rosie's point of view, she is so lucky! She has got an experienced owner, which has probably saved her life. What would the breeder do with her, sell her again, or something worse .
Has the breeder got a Facebook page? If she's not cooperative with you, then a public comment is very telling! My brother recently bought an expensive cockapoo, parents KC reg, health checked for their breeds. His vet spotted an undershot jaw. Checking the breeder on FB, another new puppy owner reported an overshot jaw. They were supposed to have been 'vet checked' and given perfect bills of health. My brother has written to her to inform her of the jaw, stating that he trusts he won't have to have to pay to correct any other medical condition that should have been noted. I haven't looked to see if he has put it on FB. When a breeder is going to make maybe five thousand pounds or more, they HAVE to be responsible. FB shows they want a public profile, and they won't want to it spoiled.
Love to Rosie, A very special pup.xx
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Thank you everyone and for all your advice and experiences. I'm beginning to think it's a minefield getting a puppy. It never used to be like this, you just used to pick your puppy and go on your way!
It has been a stressful day and I had to go out tonight to meet some girls I used to work with, so did not get chance to ring the breeder. To be honest I wanted to see if she contacted me as she knew Rosie was seeing the cardiologist today and I wanted to see how bothered she was. When I got home there was an email from her asking how Rosie was, saying she had been thinking of her all day and asking what happened with the cardiologist. So that's good, she is not trying to avoid the situation.
It was too late to ring her but I replied that there was a problem and I needed to speak to her and would ring her tomorrow. She is a teacher so I won't speak to her until late afternoon, but will let you know what she says.
I'm fee!ing positive about the situation, I wish it hadn't happened, but as my mum used to say 'it's happened so deal with it', and that's what I'm doing. I'm glad I had the scan, I couldn't cope with not knowing what I was dealing with. I'm glad that it was an actual cardiologist who told me to forget about it now and treat Rosie completely normal and not just a vet who said it, it gives me more confidence. Also my experience with Sophie has helped, for all I know she could have had the same thing as Rosie and she turned out just fine.
Rosie is going absolutely nowhere, I have bonded with her completely, as she has with me and she is firmly in my heart. It has surprised me how strongly I felt about this and how upset I have been, given that she has only been here a few days. And there you go thinking that you will never love another one!
Just for interest one of the girls I met tonight has 2 cavaliers, both from the same breeder and both vet checked. One developed a heart murmur later in life, fair enough, but the other has has surgery on ALL four legs. Two cruciate ligaments costing over 3000 pounds each and two elbow surgeries. So nothing is certain is it.
I'm still annoyed that Rosie wasn't vet checked, but then again if she had been she probably wouldn't be here with me and maybe she was meant to be with me to be treasured!
I will let you know what happens with the breeder. I am glad she contacted me.
Thank you again everyone for caring. It means a lot.
Gaynor xx
p.s. I will have a go at posting photographs tomorrow, I am not very good at it but practice makes perfect!
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I'm still annoyed that Rosie wasn't vet checked, but then again if she had been she probably wouldn't be here with me and maybe she was meant to be with me to be treasured!
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Hi Gaynor,
This is exactly how I feel about my girl, she has a lifelong condition that needs monitoring regularly.
I actually picked her sister first, it felt wrong so I was re considering when Bea managed to touch my left knee ( 2 weeks old ) and that was it, she was mine :005:
I feel that my family and I can deal with these situations and that's why I have an extra special Cocker to cuddle.
Enjoy your girl it won't be long until she's running about like a loon :005:
Sharon x
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What a situation ! From Rosie's point of view, she is so lucky! She has got an experienced owner, which has probably saved her life. What would the breeder do with her, sell her again, or something worse .
Has the breeder got a Facebook page? If she's not cooperative with you, then a public comment is very telling! My brother recently bought an expensive cockapoo, parents KC reg, health checked for their breeds. His vet spotted an undershot jaw. Checking the breeder on FB, another new puppy owner reported an overshot jaw. They were supposed to have been 'vet checked' and given perfect bills of health. My brother has written to her to inform her of the jaw, stating that he trusts he won't have to have to pay to correct any other medical condition that should have been noted. I haven't looked to see if he has put it on FB. When a breeder is going to make maybe five thousand pounds or more, they HAVE to be responsible. FB shows they want a public profile, and they won't want to it spoiled.
Love to Rosie, A very special pup.xx
Purely out of interest this, - if the parents are KC registered, don't the KC have to do a health check and approve them aswell? Here in Germany, if you have a dog from a German Dog Club registered breeder, (equivalent of KC) the dog club issues a certificate of health showing that its been tested for HD and all the other breeding requirements, surely that is the whole point and is what justifies the high selling price. The breeder has to cover all those costs. We paid 850 euros for Humphrey but taking into account the breeders costs, rearing, health checks, club fees etc for litter inspection etc I don't think there's much money to be made.
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Good news for little Rosie (and you!).
Did the breeder not have her 1st vac done the same time as her microchip (the new rules state this must be done by the breeder)? Seems strange not to have her vet checked at that point too. My puppy contract also states to have a check up with my own vet within 2 days, to confirm all is OK.
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So glad its looking ok for Rosie. Our first cocker had a low grade heart murmer noticed by the vet the first time we took him in for a check up (we got him at 14 weeks from the first owner who couldn't cope), we were surprised and worried but it didn't develop into anything and seemed to just disappear over time, he was a lovely dog :luv:
On the subject of breeders I think not having a documented vet check is totally out of order, not fair on the pup or new owner as we bond very quickly.
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Good news, that's great. The diagnosis is exactly the same as my own condition.
This carries an increased risk of clotting and stroke in later years. There is a recommendation for anti-coagulants.
You might discuss this with the vet at some stage.
Otherwise you just carry on.
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Ah, so pleased the news is good for you and little Rosie. Hope things continue to go well for you all :luv:
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What a situation ! From Rosie's point of view, she is so lucky! She has got an experienced owner, which has probably saved her life. What would the breeder do with her, sell her again, or something worse .
Has the breeder got a Facebook page? If she's not cooperative with you, then a public comment is very telling! My brother recently bought an expensive cockapoo, parents KC reg, health checked for their breeds. His vet spotted an undershot jaw. Checking the breeder on FB, another new puppy owner reported an overshot jaw. They were supposed to have been 'vet checked' and given perfect bills of health. My brother has written to her to inform her of the jaw, stating that he trusts he won't have to have to pay to correct any other medical condition that should have been noted. I haven't looked to see if he has put it on FB. When a breeder is going to make maybe five thousand pounds or more, they HAVE to be responsible. FB shows they want a public profile, and they won't want to it spoiled.
Love to Rosie, A very special pup.xx
Purely out of interest this, - if the parents are KC registered, don't the KC have to do a health check and approve them aswell? Here in Germany, if you have a dog from a German Dog Club registered breeder, (equivalent of KC) the dog club issues a certificate of health showing that its been tested for HD and all the other breeding requirements, surely that is the whole point and is what justifies the high selling price. The breeder has to cover all those costs. We paid 850 euros for Humphrey but taking into account the breeders costs, rearing, health checks, club fees etc for litter inspection etc I don't think there's much money to be made.
I don't think the KC here are that strict on the health of puppies, I think they rely on the breeders being fair and honest and doing the 'right thing' re health checks etc. They do advocate buying from Breeders on their Assured Breeders Scheme and other responsible breeder who do do health tests etc but not sure they actually prevent the listing of puppies without said parental checks and certification for hereditary ailments.
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Ok! I'm quite surprised!
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Good news for Rosie.
I really hope you don't need to visit the RVC, but if you do please PM me and If I'm in work that day I'll pop in and say hello
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So pleased for you and for Rosie. I am so pleased and will read with interest what the breeder has to say when you catch up with each other - at least she seems to care.
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I spoke to Rosie's breeder last night to tell her what the cardiologist said and she is genuinely really upset about what has happened. Virtually her first words were 'we will give you some money back because this isn't fair'. She now wishes she had had them vet checked but says she has never had a problem before and thought the puppies were fine. As far as she knows all Rosie's siblings have now had their first vaccination with no problems reported.
Rosie's mother has had a previous litter with Rosie's father and her litter sister has also had 2 litters with Rosie's father, so it looks like what happened to Rosie is a one off.
She offered without question to take Rosie back, but knows how much I love her so understands I won't part with her. I told her my main worry now is insurance. We were told that Rosie came with 4 weeks free insurance with Petplan, who I have always used, and also 4 weeks with Buddies who I have never heard of. I also received notice through the post from the kennel club of 5 weeks insurance from them.
Before I spoke to her I had rung Petplan who denied that any insurance for Rosie had been activated. I was bit upset about this as I have always been with Petplan and have never had any problems with them and not having the initial insurance means I have no chance of covering Rosie for her heart. Her breeder was a bit upset about this as Rosie should have this insurance as she has an actual policy number for her which she gave me. We left it that I would find out how I stand with insurance and go back to her.
I rang Petplan again today and spoke to two different people, both of who deny Rosie has any cover with them, even with quoting the policy number. I decided to ask them for a quote anyway, having just done an online quote from them which I thought was very high.
I explained about the heart murmur, which of course they said would be an exclusion and they would not cover anything to do with her heart. However, they did say that if the murmur did disappear and I could produce written evidence of this from 2 different vets, then they would remove the exclusion. I thought that was quite fair of them actually. However both the online quote, without them knowing anything about her heart, and the verbal one was 55.22 per month for 12,000 pounds vets fees per year, which I thought was high as I was only paying 67 pounds something for Ellie and she was nearly 12.
So I then rang the kennel club and explained the situation and they immediately said that as
her heart condition only came to be known about 3 days after the free insurance was activated, if I continued to insure Rosie with them I could have cover for life pollicy which would completely cover any heart condition with 15,000 pounds vets fees per year. I was also able cover what I wanted and to not have the bits I never wanted with Petplan such as overseas cover, boarding kennel fees, a reward if she goes missing etc. ( I would put a reward up if necessary). It always annoyed me with Petplan that I had to pay for things I didn't need and they wouldn't let me just have what I wanted. All I ever wanted were vets fees and third party liability.
Anyway, by paying 40 pounds per condition excess above the Petplan excess, the kennel club quoted me 30.57 per month with cover for everything including her heart. So I snapped it up. I have no idea how good the kennel club are as opposed to Petplan but thought any cover for her heart is better than none.
The breeder was going to be out tonight so hopefully I will speak to her over the weekend. To be honest if she just pays the excess on the claim for the heart scan so I am not out of pocket I will settle for that. No amount of money could compensate for the week of stress I have been through. But at end of the day little Rosie is staying here, she appears very healthy and hopefully her heart murmer will disappear, and I have got full insurance for her, so I am a happy bunny now and can't ask for more.
Thanks again to everyone for your concern for Rosie. I am going to practice with photographs so you can all actually see her! There is a baby picture of her in Puppies though. Thanks again everyone, your support really helped me.
Gaynor xx
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Sounds like a satisfactory conclusion all round. Glad to hear the breeder's being cooperative, you can do without unpleasantness when you've got other things to worry about. Hopefully she will have taken it to heart now and ensures she has any future litters health checked. Good to hear you have the insurance sorted too, that must be a big load off your mind!
All the best dor Rosie! Keep us updated! 🙂
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Sleep well tonight!!
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So pleased that it has all worked out and that you have managed to find cover that will even let you claim for any issues with her heart.
Delighted for you!
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I'm glad things are looking settled for you and Rosie. We are in a similar situation with Rowan and long story short, she's now five (and the true love of our life), but we spend between £2 and £3 THOUSAND per year between the vets and eye specialist/skin and allergy specialists but she is insured through Kennel Club, initially from the four weeks free and they are the best ever to deal with. They not only pay for everything without quibble, their confirmation letters also ask how she is/how things went. They don't put the prices up much every year to. She's at £40-aprx per month.
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Thank you Rowan Liver Roan, that has really reassured me and made me feel even better. I didn't know anyone who was insured with the Kennel Club so its great to know you are happy with them.
Please give Rowan a big hug from Rosie who is definitely finding her paws and chasing leaves all over the garden and I have just realised whilst posting this that while she was running around like a whirlwind I never once worried about her heart.
Gaynor xx
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I looked at Rosie's baby picture and can see how she melted your heart from second one. Rowan was the same and we'd never have parted with her. Like you her breeder was shocked and Rowan was vet checked but slipped through, so never a guarantee I suppose. Similar to where you were, we worried what kind of life she'd have even with all our help. Well we needn't have lol, she's a typical crazy cocker/laziest cocker in the world depending on the mood she's in! Anyone other than us would just think she's 'normal' whatever that is! I'm typing with my thumb because she's fast asleep right over me chest, tummy and legs - flat out on her back, paws in the air getting a belly rub. Every time I stop a paw nudges my hand. If Rosie is the same, they will both have a great happy life :luv:
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Hi Gaynor,
So pleased for you that it has been good news for you and Rosie. may you have long and happy years together.
Rodney
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So pleased to read a more hopeful update :D
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Pleased it looks like a good outcome in the end for Rosie and she's in good hands
Re the insurance - most will go up next year in line with the stupid government's recent budget, putting a stealth tax on insurance - will be at 12% from June next year
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So pleased to read that things are looking brighter. :luv:
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So glad to read update and know Rosie breeder reaction was positive and she show a genuine concern.
All in all very positive.
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Thank you everyone. Rosie is absolutely fine, getting more confidence everyday and being a normal puppy.
Her breeder has given me £200 back which will pay for the insurance excess for her scan. OH doesn't think it is enough but I want to just draw a line under it now and enjoy Rosie.
Thank you again for all your concern. This little sweetheart has caused me more stress as a puppy than all the others put together! But she is well and happy and that is all that matters.
I am still trying to crack getting photographs right. I will get there soon!
Gaynor xx
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So sad to read your news and then so very pleased to see the update! Glad the breeder was helpful. I think this will probably be a wake up call and hopefully she'll get any other litters vet checked in future. Rosie is obviously loved by you... she's in great hands.
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So pleased to read your update. wish you and Rosie all the best for the future :luv: