Oh I am really sorry Liz but I think you made a very brave decision. When Chloe was sick for those 7 years, we didn't have her insured and it cost us into the double figure thousand bracket
You do try and find the money from somewhere but it isn't easy and its not an ideal situation. I think you really have to let your head tell you things your heart disregards. So sorry it didn't work out for you
Big hugs.