CockersOnline Forum

Cocker Specific Discussion => Health => Insurance => Topic started by: John P on April 28, 2005, 12:32:46 PM

Title: The Best Pet Insurance!
Post by: John P on April 28, 2005, 12:32:46 PM
<_< We're picking Pebbles up at the end of May and want to make sure that he's well covered with insurance. I know that the insurance game is a minefield and that it's important to get the right amount of cover, not just in terms of total value but for the full duration of any illness, not just for 12 months.
Can anybody advise on who to go to? Any good or bad experiences? I've been told Petplan are very good - does anybody agree or disagree?<_<

Many thanks

I've just done what I should have done in the first place and done a search of the site. I've found some excellent advice on insurance which led me to look at M&S - on face value this looks excellent. I've sent off for details but the cover looks superb. Anybody got any experience of them?

Many thanks
Title: The Best Pet Insurance!
Post by: suki1964 on April 28, 2005, 01:18:08 PM
Hi John

Im with M&S, no excess and so far they paid promptly :)
Title: The Best Pet Insurance!
Post by: TOPAZ BILLY on April 28, 2005, 01:22:09 PM
M & S here to, paid up promptly when we claimed earlier this year.

Michelle
Title: The Best Pet Insurance!
Post by: ReadingSteve on April 28, 2005, 02:05:28 PM
Hi John

Don't rush into this. You should get 6 weeks free insurance with the Kennel Club so you have plenty of time to make up your mind.

PetPlan are considered by many to be one of the best, but they're also one of the dearest.

We have Buddy with Sainsburys insurance, which many people on COL recommended, and gave a reasonable level of cover for a reasonable price.

We've not had to claim yet, but their paperwork did come through nice and smoothly. You also get a discount for buying online and/or for paying using a Sainsburys credit card.

Cheers

Steve
Title: The Best Pet Insurance!
Post by: lizzy on April 28, 2005, 02:10:48 PM
I'm also with m and s. I've not had to claim as yet so don't  have any experience with them paying out ok. They made a cock up with the paper work, it just didn't arrive, so had to do a bit of nagging :P  it came 8 weeks after I first applied.
Title: The Best Pet Insurance!
Post by: bluesmum on April 28, 2005, 02:14:52 PM
Another one here with M&S  :D
Title: The Best Pet Insurance!
Post by: Sheila on April 28, 2005, 02:19:43 PM
I use Petplan, mainly because that is what I use for Goldie and just continued with Lottie. There wasn't as much choice around 10 years ago when we got Goldie.
They have always been very prompt with payments but are quite pricey.
Title: The Best Pet Insurance!
Post by: shonajoy on April 28, 2005, 04:01:38 PM
I work in a vets, and the ones that are slowest payers and finicky, seem to be petplan more often than not. More than and M&S are good and fast.
Title: The Best Pet Insurance!
Post by: tobycat on April 28, 2005, 04:06:23 PM
I use Petplan for Oscar (about £16 per month for my region for a labrador). I'd have no qualms about praising them as they've been good to us so far.

Title: The Best Pet Insurance!
Post by: amanda on April 28, 2005, 05:52:10 PM
aww liz, I  :wub: your new avatar.
Title: The Best Pet Insurance!
Post by: Mary on April 28, 2005, 10:10:58 PM
M&S here too.  Fingers crossed I haven't had to claim so far so cannot give feedback on that issue ;) Premiums and policy excellent though.
Title: The Best Pet Insurance!
Post by: Silver Surfer (indiesnan) on April 28, 2005, 10:15:48 PM
Quote
I use Petplan for Oscar (about £16 per month for my region for a labrador). I'd have no qualms about praising them as they've been good to us so far.
[snapback]121910[/snapback]

Were with M&S Liz it's £10 65 a month for Nell.
Title: The Best Pet Insurance!
Post by: Pipers Mummy on April 28, 2005, 11:07:01 PM
I was with M&S - excellent cover and paid out a substantial amount no problem at all  :D   I'm sure that you have read already that you really should try and ensure that the insurance you get is 'life cover'.

Louise
Title: The Best Pet Insurance!
Post by: DIANNE32 on April 29, 2005, 09:00:09 AM
:P Im with Lloyds TSB and mines about £9 per month and they are really good, have paid out really quickly with Baileys ears and are very happy to deal with the vet direct, which is so much easier. :P  :D
Title: The Best Pet Insurance!
Post by: taniac on April 29, 2005, 02:55:40 PM
I just want to say M&S were fantastic when I rang them up, I have got both my 2 covered fro less then £30.00 a mth and with no excess and up to £7,000 veterinary fees.  

It was all done in one phone call in less then 10 minutes!  

M&S Pet Insurance (http://www6.marksandspencer.com/pages/default.asp?PageId=PolSum&Product=PI)

 :D  :D  :D
Title: The Best Pet Insurance!
Post by: John P on May 04, 2005, 03:20:41 PM
:) Thankyou everybody for the replies.

After careful consideration I think that it's M&S for us!
Title: The Best Pet Insurance!
Post by: LouiseH on May 05, 2005, 05:18:29 PM
Just thought I would let folk know I have just had a quote from Churchill, £3000 per condition for 12 mths for £9.28 per month.