looking for advise for a friend, if they were given a cocker spaniel pup, and the pup had a heart murmur, does the 6 week kennel club insurance still apply.
obviously my friend is aware of the problem, but after reading many discussion articles, ot has given her confidence to take the pup, especially is there is little purchasing fee involved. :(
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I think I'm right in saying that the KC Insurance will cover everything EXCEPT the heart murmur as it has already been diagnosed!
Does the pup need treatment for the heart murmur? If your friend already has the pup and it is 8 weeks old, then they should either call the kennel club to see if they can claim or let the vet input the claim - if they won't pay out they will soon let you know.
If they saw the vet before the pup was 8 weeks old then they won't pay out as the Kennel club only insure from 8 weeks.
I guess if your friend is getting the pup at a low cost, then they're making an informed decision about the pup so they know what they are taking on and insurers usually don't cover existing conditions, also if they want to change insurers they might not get insurance elsewhere.
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I have enquired about this from the Kennel club, this was their response:
This cover has been arranged at no cost to you. It provides full cover for your puppy during its important first weeks at home, provided that your puppy was purchased directly from the breeder and not via a third party and is more than 6 weeks old and less than 2 years of age. Six weeks free insurance can be activated by completing the transfer of ownership and registering the puppy in to your name.
This cover has been arranged at no cost to you. It provides full cover for your puppy during its important first weeks at home, provided that your puppy was purchased directly from the breeder and not via a third party and is more than 6 weeks old and less than 2 years of age. Six weeks free insurance can be activated by completing the transfer of ownership and registering the puppy in to your name.
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I'm confused(http://img189.exs.cx/img189/206/confused2hw.gif)
I had always thought it was 8 weeks! At what age can the Transfer of Ownership forms be completed and sent, though?