CockersOnline Forum
Cocker Specific Discussion => Health => Insurance => Topic started by: SkyeSue on November 25, 2008, 03:38:26 PM
-
Apologies to begin with for bringing this up again. I have gone through old threads and, going by people's comments and advice, decided to get a quote from Healthy Pets. The last post I read on here about them the poster had got the gold cover for £5 odd per month. (As had several other people). Well, not me! They want over £28 per month from me! >:D That's even more than petplan! Anyone got any other suggestions?
-
Dont know if this is true but someone told me Tesco are good.HTH ;)
-
I don't understand why you're quoted so much for Healthy Pets - I pay £16+ for all 3 dogs per month.
I know they charge more for some breeds than others - my daughter rescued a Rottie puppy, & she pays more for her than her other dogs.
-
I don't understand why you're quoted so much for Healthy Pets - I pay £16+ for all 3 dogs per month.
I know they charge more for some breeds than others - my daughter rescued a Rottie puppy, & she pays more for her than her other dogs.
Yes, its very peculiar. I just put my postcode in, Chloes name, age (7months), neutered (she isnt but will be soon), and thats what came up! I could understand it if I lived in a high risk area for crime or some such thing, but I'm in the middle of the country!!!! Maybe thats the reason, maybe they think cockers are more likely to need vet treatment if they live in the country?
-
Mine are on Healthy pets and it's low at the moment (£7 for Dave and £8 for my Weim)... However, I believe there was a thread not that long ago about them being bought out by a different underwriter and so costs going up to fall in line with some of the other insurers???
Which would explain your quote... :-\
Hannah x
-
I took out insurance for Baxter nearly 2 years ago when he was a pup with Healthy pets... and am paying £20 a month.
My four cats and Dillon are with Pet Plan so I am moving Baxter to them this month.
-
I just put in for a quote for Smudge & Katie and they came up with £234 per annum for the Bronze
-
All four of mine are with Pet Plan, 2 aged 10yrs, 1 aged 2yrs and the other >:D is 15mths. I pay about £80 per month. But I cannot fault them, they've just paid out £600 after excess for Dylies op last month.
-
....... decided to get a quote from Healthy Pets. The last post I read on here about them the poster had got the gold cover for £5 odd per month. (As had several other people). Well, not me! They want over £28 per month from me! >:D That's even more than petplan! Anyone got any other suggestions?
The Healthy Pets premium does vary an awful lot depending on where you live. I have tried three different post codes all Lizzie's details (DoB 25th Aug 2008), for their Gold plan.
I live in South Oxfordshire, my quote was for £22, Taunton was £15, North West London £31. There may be an even greater difference in other areas.
For the cover offered, we decided to go with Healthy Pets.
-
i changed recently to petquard
pay £20.19 but you tailor make the insurance to suit you
how much cover and what you want to include etc
-
Ive just sorted Alfies out with Greenbee insurance - they were loads cheaper than PetPlan
-
I too got a more expensive quote with healthy pets. We finally went with petguard, and pay £19 per month for their best cover (I think £7000 per year), but as tillyson says you can tailor quote to suit yourself.
-
I did Reuben with Healthy Pets last month and it is £15.57 for their gold cover. It jumped up slightly as when i did it online, i put him as female,(for some reason males are more expensive) only by £1.50 though. Im in the North West. I thought it was quite reasonable.
-
Thanks for your really helpful replies. I think I shall have to phone Healthy Pets and try to find out why my quote was so high. I can't understand why I'm being penalised (or so it appears) by where I live!!!. I shall defitely investigate all your suggestions; I'm so hopeless at this kind of thing, I'm never sure I fully understand the wording of the policies :huh: Can I ask another question? What do you guys look for in terms of the cover you want? Just a few suggestions please and why such and such a cover is important to you. Thanks ;)
-
To be honest, i am quite happy to have just back up for accident and illness. That £5000 would have gone a long long way to helping my Charley and hindsight is a wonderful thing. Im happy with just that tbh.
-
To be honest, i am quite happy to have just back up for accident and illness. That £5000 would have gone a long long way to helping my Charley and hindsight is a wonderful thing. Im happy with just that tbh.
Tiamaria, is that £5000 per condition or is it per year for all vets fees? (Told you I'm hopeless :embarassed:)
-
When my friend (the vet nurse) was telling me what to do re pet insurance she said that you have to make sure that it is a 'whole of life' policy. This means that if Cloe was diagnosed with a chronic condition they would pay out for the 'whole of her life' however a lot of policies will cover for the first year only and then after that will not pay out on the condition (could be very expensive) and you then can't switch companies as it is then called a 'pre-existing condition' and would be excluded from the new policy too.
So for me 'whole of life' is the most important thing.
Hope that helps.
Lorna
x
-
When my friend (the vet nurse) was telling me what to do re pet insurance she said that you have to make sure that it is a 'whole of life' policy. This means that if Cloe was diagnosed with a chronic condition they would pay out for the 'whole of her life' however a lot of policies will cover for the first year only and then after that will not pay out on the condition (could be very expensive) and you then can't switch companies as it is then called a 'pre-existing condition' and would be excluded from the new policy too.
So for me 'whole of life' is the most important thing.
Hope that helps.
Lorna
x
Thanks Lorna, that's language I understand :shades: ;) Will bear all this in mind.
-
When my friend (the vet nurse) was telling me what to do re pet insurance she said that you have to make sure that it is a 'whole of life' policy. This means that if Cloe was diagnosed with a chronic condition they would pay out for the 'whole of her life' however a lot of policies will cover for the first year only and then after that will not pay out on the condition (could be very expensive) and you then can't switch companies as it is then called a 'pre-existing condition' and would be excluded from the new policy too.
So for me 'whole of life' is the most important thing.
Hope that helps.
Lorna
x
Thanks Lorna, that's language I understand :shades: ;) Will bear all this in mind.
LOL, I used to work for a financial services company doing customer communications in simple language so you can PM me if you need any other translations! :005: It is a whole other language isn't it!
-
Ive got all 3 of mine insured with Buddis, i pay around £45 for the 3,
they are insured up to £7000 each condition,
hessta has already got up to £1200, with her ear problems.
so its worth havin.
My partners dog has had a bill for £1050, he is insured with Directline, they pay the vet, so you dont have too find the cash,
I wouldnt be with out insurance know.
Louise & Harbethol gang
-
we have life cover up to £7000 each year (total amount not per condition) and this is re newed every year to that amount as long as you stay with them. so any on going conditions are covered ;)
-
Ive got the same cover as Tillyson - £7000 per year for life - it was the biggest amount I could find and Im paying £13 a month for Alfie with Greenbee Insurance (John Lewis)
-
To be honest, i am quite happy to have just back up for accident and illness. That £5000 would have gone a long long way to helping my Charley and hindsight is a wonderful thing. Im happy with just that tbh.
Tiamaria, is that £5000 per condition or is it per year for all vets fees? (Told you I'm hopeless :embarassed:)
per condition i think?? Im just as hopeless - had to phone them and change it because id made Reuben a GIRL!! haha
-
Thanks for everyone's replies. I have finally decided to go with Greenbee, all the cover I want/need for £12.40 per month. I would never have been able to sort this out without the help of you guys...thanks again.