Wow, sounds good, will check our vets to see if they do same.
Bob, do the insurance companies accept claims with discounts from payment plans? --- We had an issue with personal dental plan for the same idea (monthly pay for checkups and discounted extra work), where health plan wouldnt pay as we were paying dentist via other means!!! (despite it saving them money on claims!)
I've no idea, best to check with the particular insurance company.
The only veterinary procedure we've had done since joining the scheme, Chaz's neutering, wouldn't be covered under any pet insurance that I've come across as it was elective rather than required surgery.
Our experience is that, once you've signed up and filled in the paperwork, there's very little contact with any of the companies involved and the whole thing's administered by the vet, or the receptionist. I assume it would be up to them as to who gets to pay the bill unless, as in the case of the neutering, it's paid by us.
We just make sure that we mention our membership of the scheme whenever we book an appointment for the visits that are covered by the scheme. We're given a receipt with a zero charge applied and stating that the costs are covered by the scheme.
Procedures that we pay for ourselves, Chaz's neutering for example, has the scheme discount applied by the receptionist before we pay the bill.
Anything else, if covered by our pet insurance, is billed direct to our insurers.
I look on it as the vet scheme covering the cost of normal maintenance and MOT, the pet insurance covering accidents, illness and disastericals, and my wallet covering anything else
. Keeps everything nice and simple without having to worry unduly about huge and unexpected vet bills.
Bob.
