I'm with PetPlan and have to say they have been excellent. I've claimed for chronic ear infections, skin problems, pancreatitis and a few other small things, and they've questioned nothing. All paid out with no problem. They even paid out for getting some teeth removed when she was younger, which I've been told is rather rare for insurers.
Unfortunately, it is expensive
. Brodie is coming up for six and it's £42 a month for her. Apparently once she reaches a certain age I will also have to pay a percentage of each claim. I do worry how much I will be paying as she ages!
But all in all I am very pleased I went with them, it takes a lot of stress out of things not having to deal with worrying if they will pay out.