Author Topic: How Much!  (Read 2756 times)

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Offline Darwin

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How Much!
« on: April 07, 2017, 04:15:18 PM »
Just had Darwin's renewal quote from John Lewis. 1605 per year!!

I need to do a final calculation but I think we claimed just over 1000 in the past 12 months.
Last year which was 8 weeks after his spinal op. His renewal was 900 and we had claimed 3000

And the previous year it was 500 without any claims

If I reduce his cover level to 3000 it will be 1030.  I think his monthly meds and 4 check ups a year and one blood test will cost between 500 and 600 a year

Offline Mrs T

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Re: How Much!
« Reply #1 on: April 07, 2017, 06:27:21 PM »
Hi. I was in a similar position with M&S and am now with More Than for Fizz and Riley.  M&S wanted 1000+ for the two of them - Fizz had just gone 9 and Riley is 4 and I would have had to pay a percentage of the remaining costs after the excess for Fizz but now have no percentage and a slight increase in the excess.  I'm now paying 435+ for both of them.  I do have my house insurance with them so don't know if this helped.


Phoebe went to the Bridge on 25/11/2012   :luv:

Offline elaine.e

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Re: How Much!
« Reply #2 on: April 08, 2017, 11:22:27 AM »
How old is Darwin? Most insurers raise premiums significantly once a dog reaches 8 or so, even if no or few claims have been made.

But that quote seems a huge amount to me. I pay 1,400 with NFU for 12 year old William (loads of claims and some ongoing medical conditions) and 7 year old Louis (no claims). The bulk of the premium is for William.

Offline pip1965

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Re: How Much!
« Reply #3 on: May 09, 2017, 09:37:56 PM »
Similar here, just had the renewal with John Lewis for Otto age 8 , we have been with them since he was a puppy , never claimed at all .The premium for whole life cover is 1203 :o

Interested to hear about NFU , husband has horse insured with NFU so will call them I think .

Offline MIN

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Re: How Much!
« Reply #4 on: May 09, 2017, 10:06:32 PM »
I pay 30 a month with pets at home for Gemma (6) with lifetime cover and 9000 cover per claim
You're always there when I need you. Devoted, loving and true.
No one could wish for anything more, Than a faithful friend like you
                            ----
Lorna & Gemma WCS




Offline Jaysmumagain

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Re: How Much!
« Reply #5 on: May 10, 2017, 11:47:33 AM »
The only thing with Pets at Home is do you have to use their vets....just wondering as while I have one a couple of miles away the can be limited in some areas, would be interesting to know for others
Cocker kisses and cuddles just make my day!


You are always with me darling Jaypup

Offline MIN

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Re: How Much!
« Reply #6 on: May 10, 2017, 06:49:03 PM »
The only thing with Pets at Home is do you have to use their vets....just wondering as while I have one a couple of miles away the can be limited in some areas, would be interesting to know for others

no you do not. the only advantage if you use their vet is that you  pay a bit less excess . Gemma was treated by an independent with no problem
You're always there when I need you. Devoted, loving and true.
No one could wish for anything more, Than a faithful friend like you
                            ----
Lorna & Gemma WCS




Offline Darwin

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Re: How Much!
« Reply #7 on: May 11, 2017, 08:01:08 PM »
Similar here, just had the renewal with John Lewis for Otto age 8 , we have been with them since he was a puppy , never claimed at all .The premium for whole life cover is 1203 :o

Interested to hear about NFU , husband has horse insured with NFU so will call them I think .

Someone else has high premiums from John Lewis for an 8 yr old!  Maybe age 8 is the age at which John Lewis dramatically increase the premiums