Pet Insurance

[alfiedog]

Hi there I'm thinking of getting pet insurance for our cocker Alfie.Can anyone tell me a good one to take out.......

Not sure if this is in the right section so if not can a mod move it to the relevant section....

[John_n_Rach]

We checked through loads recently and ended up going with Marks and Spencer as they offered very good cover at a reasonable cost (£10.56 a month)

Good luck

[denisec]

We use More Than what I liked about it, was that you are insured for the lenght of your dogs illness/treatment some just insure you for a given lenght of time.  It costs 9.99 a month.

[isla]

I'm with More Than as well. If you buy on line you get the first three months free!!

[Tracey J]

We're with M&S.  Full cover for £8.70 for each dog.  Haven't  ever had to claim yet, but I've heard they're ok about it   .

[debbie321]

I insured with Healthy Pets at £5.55 per month for their gold cover.  Have a look at their website www.healthy-pets.co.uk to see their policy.  Ben is only 3 1/2 months so not had to claim yet!

[JaneES]

I have mine insured with Churchill. Both cockers for £18/month - full cover, £50 excess.

[scooby's mum]

We use More Than what I liked about it, was that you are insured for the lenght of your dogs illness/treatment some just insure you for a given lenght of time.  It costs 9.99 a month.

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We use More Than too and after Scooby's accident (in which we had only been insured for 2 weeks) they paid out the £2,000+ for his hospitalisation/treatment without a problem  

Just make sure you take out a policy which covers you for continuous treatment.  Most policies will pay out for the 1st year only  

[grahamturner]

We use More Than what I liked about it, was that you are insured for the lenght of your dogs illness/treatment some just insure you for a given lenght of time.  It costs 9.99 a month.

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we have just insured our new puppy spice with more than and it has gone up to £10-99p a month from oct  

[Sue H]

We recently changed to M & S - if you go back through previously posted topics, you will find a discussion that I posted in the first half of September ...

Basically, look for lifetime cover (ie if your dog develops a complaint that will last longer than one twelve-month cover of your insurance, the Insurer will not disqualify that from the subsequent year's cover etc ... (ie if it should develop a condition in month 11 of your insurance, they will refuse to cover you when you want to renew your insurance..)

Happy hunting !!

[Scootysmum]

I signed up with Sainsbury's Pet Insurance scheme for Scooter - very good cover (pay out up to 6.5K per treatment, lifetime cover - 15GBP per month).

[alfiedog]

Decided to go for M & S , no excess and costs a little over £10 a month.........

[shonajoy]

More than and m&s are both good, fast pay outs, but remember you want lifetime cover, check and recheck the small print, make sure it's not 12 month cover.

[John P]

After scouring the market we went with M&S. Have had 1 claim so far and they were excellent!

[Cob-Web]

Remember to check for any changes in T & C's each year, too  

We were with Direct Line for the first year of Molo's cover - then when they sent the renewal letter (stating it was automatic renewal unless notified   ) the T & C's had changed significantly, and we would really have lost out  

I shopped around, and am now with M & S, whic was a lower premium for better cover, and I'm waiting for our first claim to be processed