Pet insurance

[jaymac]

Our pups insurance renewal has arrived and the premium seems to have gone up 30%. Healthy pets seems to offer their Gold cover for a very reasonable £77.  Does anyone have any experience with them?  Who do you consider to offer a good policy at a good price?

[tinstaafl]

No idea what they're like for claims but we've just used www.animalfriends.org.uk  I like that they're non-profit, give money to animal charities and all dogs under 8 cost the same. The long-term illness cover seems top notch too.

No doubt someone will now tell me they're rubbish

Simon

[Saffie]

Saffie is with m&s and in her first year it cost £126 with no excess. no claims until her episode with the booster and the renewal came through and it is now £220 with £50 excess!!!

[LurcherGirl]

Saffie is with m&s and in her first year it cost £126 with no excess. no claims until her episode with the booster and the renewal came through and it is now £220 with £50 excess!!!

You should check the excess... they have a strange way of putting it on the document. But at the very end of the insurance certificate it should say "Excess £50, reduced to nil".

I doubt that the claims have put the price up... M&S have made major price adjustments across the board, regardless of claims. All the premiums of our dogs have gone up too!

Vera

[michelle123]

I'm with Healthy Pets, but fortunately havent had to use them (madly touching wood)

There are other members that are with Healthy Pets and have had claims with & without problems - but to be honest people can have problems with ALL insurers. 

I was with M&S and despite not making any claims they nearly doubled my premium and increased my excess (wasnt impressed)

Healthy Pets & M&S are the same underwriter i.e. Axa.

[lolajays]

I was with crufts pet insurance but have just changed to Argos platinum! I was very pleased with the price and standard but then I think until you have to claim you dont really know what they are like! Hopefull good!!!!

[hamfam]

Lucy is with Healthy Pets - we have had two claims both of which were paid extremely promptly , i have nothing but praise for the company although i know there are a few people on COL who have had issues with them.

I have no problem recommending Healthy Pets , M&S does have a better policy as there is no limit on the amount payable for a condition but it comes at a much higher price and the premiums increase alarmingly as the dog gets older.

[jaymac]

Thanks for the helpful replies. It looks like it will be healthy pets then as it's £50 less with them than our renewal with PDSA.  I just hope I never need to claim onit!