Healthy pets renewal

[waggytails]

My renewal from Healthy Pets came today it has gone up around £7.00 per month.  Although the vet cover has gone up, i have been able to get very similar cover with Sainsburys for around the same as i am paying now.

[skyliner]

Just logged back on the site after a long time away because of my utter disgust at our Healthy Pets renewal that dropped on the mat this week. It didn't take long to see I am not the only one 

Basically I have been paying £18 per month for our 7 year old cocker and the renewal letter states it will now be going up to £55 per month (about £650 for the year!!!!) on top of this is also the new 25% 'co-insurance' fee on top of the £75 excess.

Our cocker is high maintenance and we have had a claim for just over £1000 this year for which I am not sure whether this has affected the renewal? I have got to say the service from them has always been good with the staff being helpful claims settled quickly but cannot justify giving them my business anymore at this price.

I have just moved it to Sainsbury's for £26 per month and had to add pneumonia to the list of exemptions on the cover (Epilepsy and growth removal which Healthy Pets never covered due to a previous insurance mistake).

Healthy Pets blamed vet charges for the increases which were forced by their underwriters and I kind of partly believe them as our vet isn't cheap and always checks a client is insured before they recommend any treatment.

skyliner

[jasper_boy]

Jasper has been with Sainsburys since I adopted him and when he turned 9 years old they introduced the 15% of the claim plus his monthly premium is now £59 - making it £710 per year 

The only older dog in the house which doesn't have the percentage to pay is with axa and his monthly premium is £25 now and he has just turned 15 years old 

All of my recently adopted dogs (so Vixen, Piper and Jacob) are all with axa because up until now they dont add a percentage when the dog hits a certain age (obviously this may change in the future)

[Emma xx]

  they are ridiculous prices!! Id hate to think what Meg's quote would be now that shes almost 9. She isnt insured, which is probably a big mistake in itself now shes getting older . Alfie is with Greenbee at just over £14 a month x

[Danni and Freya]

Jasper has been with Sainsburys since I adopted him and when he turned 9 years old they introduced the 15% of the claim plus his monthly premium is now £59 - making it £710 per year 

The only older dog in the house which doesn't have the percentage to pay is with axa and his monthly premium is £25 now and he has just turned 15 years old 

All of my recently adopted dogs (so Vixen, Piper and Jacob) are all with axa because up until now they dont add a percentage when the dog hits a certain age (obviously this may change in the future)

This is reassuring to hear after much deliberation and a few swaps i've settled with both of mine on AXA. Fingers crossed they continue to be fair in the future x

[jasper_boy]

they are ridiculous prices!! Id hate to think what Meg's quote would be now that shes almost 9. She isnt insured, which is probably a big mistake in itself now shes getting older . Alfie is with Greenbee at just over £14 a month x

Whilst I agree that £59 per month is a lot of money to pay out I am so happy that I have it!! Jasper's monthly medications cost over £200 and that is without any vet visits. He has dry eye so needs optimune and visco tears, he also has senile dementia so has selgian, ackivate and skullcap and valerian, and he also has bronchitis so has 2 lots of meds for that!! So I definitely get my moneys worth!

[Emma xx]

they are ridiculous prices!! Id hate to think what Meg's quote would be now that shes almost 9. She isnt insured, which is probably a big mistake in itself now shes getting older . Alfie is with Greenbee at just over £14 a month x

Whilst I agree that £59 per month is a lot of money to pay out I am so happy that I have it!! Jasper's monthly medications cost over £200 and that is without any vet visits. He has dry eye so needs optimune and visco tears, he also has senile dementia so has selgian, ackivate and skullcap and valerian, and he also has bronchitis so has 2 lots of meds for that!! So I definitely get my moneys worth!

Flippin' heck, imagine how much all that would cost without insurance optimune on its own is about £50 isnt it?! We are on the verge of getting Meg insured actually- hearing about all this is scaring us a bit xx

[jasper_boy]

they are ridiculous prices!! Id hate to think what Meg's quote would be now that shes almost 9. She isnt insured, which is probably a big mistake in itself now shes getting older . Alfie is with Greenbee at just over £14 a month x

Whilst I agree that £59 per month is a lot of money to pay out I am so happy that I have it!! Jasper's monthly medications cost over £200 and that is without any vet visits. He has dry eye so needs optimune and visco tears, he also has senile dementia so has selgian, ackivate and skullcap and valerian, and he also has bronchitis so has 2 lots of meds for that!! So I definitely get my moneys worth!

Flippin' heck, imagine how much all that would cost without insurance optimune on its own is about £50 isnt it?! We are on the verge of getting Meg insured actually- hearing about all this is scaring us a bit xx

Yep the optimume is just over £50...the selgian and ackivate are almost £60 each  

Just to add, I have another dog who is very poorly at the moment. She is insured but her insurance doesn't cover the condition that she arrived with. In the last month she has cost just over £1000 in vets bills and tomorrow she is going to a specialist vet for urgent treatment...the quote given me was £700  so today I have sold everything that I own that has any worth and made just over £600 to try and cover the bill