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Author Topic: Pre-existing conditions again...  (Read 1277 times)

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Offline emms

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Pre-existing conditions again...
« on: August 12, 2010, 06:34:56 PM »
I'm sure some of you more knowledgable people will know the answer to this, well I hope so anyway  :lol2:

Am i right in thinking you would need to call potential insurance companies in advance of taking out a policy to discuss any previous treatment, so exclusions are placed on the policy from the start?   :huh:

Thanks
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Offline Sheepscheeks

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Re: Pre-existing conditions again...
« Reply #1 on: August 12, 2010, 06:38:02 PM »
Not a pet insurance expert but would have thought there would be questions about previous illnesses/accidents/treatments before a quote is given? :-\
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Paula & Freddie x

Offline fizzyntiffy

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Re: Pre-existing conditions again...
« Reply #2 on: August 12, 2010, 07:52:05 PM »
Yes.  After my Fizzy dobie was diagnosed with AIHA when her insurance was up for renewal, because it had been 'per condition', I took out a policy 'per year'.  I did it online and it asked about pre-existing conditions so I declared it.
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Offline emms

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Re: Pre-existing conditions again...
« Reply #3 on: August 12, 2010, 08:30:51 PM »
Thank you, all the online quotes I got didn't ask, but in the T&C stated that any pre existing conditions wouldn't be covered.  I was just suprised that it wasn't part of the quoting process  :dunno:
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