I should add that Tali's is continuous cover for life and up to £12,000 per year vets fees. Plus no exclusions. I got rather caught out with Keli's M&S policy. I remember when he was 10 it was £30 per month then rose to £58 per month, then they wanted £79 per month in his 12th year. They told me I could drop the cover to a lower level and raise it if needed, with no issues. Of course they then told me if I wanted to raise cover, it would be a new policy with exclusions AFTER I'd reduced the cover. I thought £1000 per illness would be ok til he got cancer.
