Sainsburys Insurance

[JaspersMum]

I think if it were that amount I'd be starting a pension pot for them instead of the premium unless there was some ongoing problem being paid for 

[Carol09]

Well here is the reply from Sainsburys:

As per your request, I can confirm that you will have £7500 per condition, and that is to last year after year for a condition.

I still think this can mean two things, what do you think???

[JaspersMum]

That insurance lasts a life time BUT there is a ceiling of £7500 that they will pay during that lifetime.

However if the dog had a different illness requiring treatment, that £7500 pot opens again for that illness providing that they don't say its connscted and therefore excluded...

[Carol09]

I think I may just go for it, it's good cover really unless we are reaaaally unlucky!

Thanks for all your replies, your marvellous..

[Max X 2]

I don't think you'll find many companies that offer more than £7500 anyway

[jasper_boy]

I think if it were that amount I'd be starting a pension pot for them instead of the premium unless there was some ongoing problem being paid for 

Unfortunately Jasper was diagnosed with Canine Senile Dementia, Dry Eye and Bronchitis so there is no way I could afford the monthly medication costs so I have had to stay with Sainsburys. All in all, I pay about £180 a month in insurance for all 5 dogs 

[JaspersMum]

Are they all with Sainsburys?  My 4 are not too bad as each subsequent dog has been cheaper and we had about £50 in vouchers this year for renewing.  I think when I checked the cost for a 5th recently, I was quoted £7 monthly

[jasper_boy]

Are they all with Sainsburys?  My 4 are not too bad as each subsequent dog has been cheaper and we had about £50 in vouchers this year for renewing.  I think when I checked the cost for a 5th recently, I was quoted £7 monthly

Nope, I had Bee first and she was placed with Lloyds TSB, then Jasper came along and put onto Sainsburys. By the time the other 3 appeared, Jasper's monthly amount was so high I decided not to keep going with them. But the last 3 are now with Axa and I have had so many problems with them that I am going to try and move the 2 that don't have any ongoing conditions!

[supergirl]

Finally got a cheque through for Lexi's recent treatment, took 3 weeks and only last night was thinking I'll have to chase it up.  Paid in full with £100 excess knocked off so am very pleased as this is the first claim I've had to make and I was concerned because Lexi had treatment for an eye problem before.  The vet did assure me that this was completely different and thankfully Sainsburys have seen it that way too. 

[Tori]

I don't think you'll find many companies that offer more than £7500 anyway

Kennel Club now offer £10k per condition, life time cover and now the £10k is renewed each year.

That said Laney's premium has just increased to £108 per month!! That'll be the £3k surgery at Cambridge recently. Can't cancel though as she needs ongoing treatment for the cancer and her back :-( she is also 11yrs andwe have had 3 big claims and ongoing conditions over the years.

Jessica's has gone up to £78 pm however she's 12yr. Thinking about canceling as her steriods are only £5 every 2 mths but if she has another pancreatic attack then that's not cheap :-/

Otis is now £ 48pm he's now 7yrs with no big claims in the last 3 years

Thinking long and hard about sainsburys insurance when I finally get my new baby

insurance....... It's a mine field!!

[FancyNancy]

whenever i insured my mini's i a;ways used sainsbury's and they were brill-cant recommend them enough. my grandparents are currently paying £99 pcm for their 12 y/o GSD and last time they tried to claim for a front tooth broken vertically down the middle more than said we must have done it on person! i wouldnt like to try sticking my hands in a GSD's mouth and breaking his tooth for a laugh but luckily our vet was great and fought the case and eventually more than paid up but i wouldnt touch them with a barge pole!