Glad some of you have been lucky with them. i only had problems after they changed their backers.
My vet did send a complete history with the first part of the claim that went in only a week or so before the other 3 parts, but they wanted a repeat history with each of the three parts, they made this very clear, also that they were being nice by not insisting as the claim had been taking so long. To date I still have not had the final payout, though i have had a nice letter from the CEO saying he is now looking into it, this is after I asked for the address for the ombudsman.