Little light down the tunnel On Lloyd's dog Insurance

[seaangler]

A friend of ares is a solicitor..Said that the Lloyd's/Halifax would have compensate people with on going insurance as it not for filling it propmist to clients..(please do quote me on this please)As people will be able to refer to the ombudsman for Lloyd's /Halifax under unfair trading ..so there is a case there.....I would advise all people to look deep in to the small print on the dog insurence...Good luck to all concered..Chris

[michelle123]

 

[MegandMolly]

I don't see how they can be sued TBH 

If they aren't taking premiums , they can't be sued for not providing the service.
(Or can they be sued as there was an implication that the policy would be valid for the life of the pet ? And they mislead customers into paying for a policy that won't be for the duration of their pet's life?)

[seaangler]

I don't see how they can be sued TBH 

If they aren't taking premiums , they can't be sued for not providing the service.
(Or can they be sued as there was an implication that the policy would be valid for the life of the pet ? And they mislead customers into paying for a policy that won't be for the duration of their pet's life?)

This is the part...(And they mislead customers into paying for a policy that won't be for the duration of their pet's life?)This up to the person to question them....No more different that what is going on at the moment as to being mis sold a policy

[*Jay*]

I wouldn't have thought there would be any grounds for them to be sued  

Policies are 12 month contracts and they are just not renewing them rather than cancelling them. I do think it's disgraceful what's happened but I can't see that they have done anything legally wrong    They have wording that the policy is for the life of the pet as long as the policy is renewed every year - I imagine that renewal unfortunately works both ways.

[seaangler]

I wouldn't have thought there would be any grounds for them to be sued  

Policies are 12 month contracts and they are just not renewing them rather than cancelling them. I do think it's disgraceful what's happened but I can't see that they have done anything legally wrong    They have wording that the policy is for the life of the pet as long as the policy is renewed every year - I imagine that renewal unfortunately works both ways.

I am only passing on as to what was said...

I am sure there is a legal technicality that can come into consideration some ware (as to this so called (I.P.P)thing that is also going on at a the moment costing the banks millions of pounds...The solicitor loves these things to able to sue the banks for money....No win no fee...

[c19unn]

chris i think you mean P.P.I 

Shame to all those concerned especially those that may now have issue getting insurance as they have 'pre-existing' conditions
Must be a nightmare