Does neutering not make any difference?

[Evadee]

Had renewal through from Petplan for Tia (Lifecover).

It has risen from £37.19 to £42.49 p m

I rang them about the renewal because she had literally been spayed just a few days before the renewal came through, thinking it might bring it down a fraction, was told it made no difference and there was no an option on the system to enter in that a dog had been neutered 

I really though it would make a difference her being spayed 

Got a quote for 8 week old Jake at the same time and they have quoted £83.20 pm for the both so his is £40.77.

I'm going to shop around anyhow (Jake has free breeder insurance still and Tia's renewal due 19th) should I expect them to take into account that Tia has been spayed?

Any tips greatly appreciated 

[Evadee]

Just done the maths, Tia's has risen by more than 14% 

[c19unn]

There is a current thread thats quite an interesting read with difference of prices and places - worth be having a look - http://www.cockersonline.co.uk/discuss/index.php?topic=87352.0

[Evadee]

Thanks Charlene, read that one, I'm currently trawling through the posts on this board, just perplexed about the neutering 

[Rats and Dogs]

I only recently let my insurers know that both of my dogs had been neutered, my Tia was speyed before I got her, and Dougie was done over 18 months ago, but I hadn't thought to let them know. It didn't make any difference for Tia, but Dougie's policy was reduced by about £2 per month - the boy on the end of the phone couldn't explain why.

[*Jay*]

The neutering of a male tends to make a difference in the cost - they probably think that all entire males are walking about attacking each other therefore neutered males will be less of a risk.