Most popular insurance company???

[Amus1]

Im lost as to which insurance company offers the best cover and deals! how do you decide? I dont want to be paying a fortune, but on the other hand i want to be covered and have a decent level of cover!!

Who are good companies to deal with? and has anyone had any dealings with companies not paying out or any companies that went above and beyond??!!

getting our new pup in 10 days! 

Ta,
Amy.

[Pudding]

Bob is now over 7 years old .. i am with petplan and have been for about 21 years
over that time i have had a lot of clams with no problems...all paid up fine
 i have cover for life,this is very important... today i pay £43.69 a month, and for that i don't have to worry
i know what ever happend to Bob i will be able to help him

[fenby]

Harvey is with More Than, we have to pay 70pds excess then 10% of the vets bill, which seems pretty expensive to me, but as we have used our insurance I believe it makes it harder to change  companies. 

[JennyBee]

Bob is now over 7 years old .. i am with petplan and have been for about 21 years
over that time i have had a lot of clams with no problems...all paid up fine
 i have cover for life,this is very important... today i pay £43.69 a month, and for that i don't have to worry
i know what ever happend to Bob i will be able to help him

I'm with PetPlan too, and got to say they are really good. They have always payed out for Brodie without any problem, and even covered her dental surgery which a lot of companies wouldn't. I would recommend them, but they are expensive - Brodie is only four and I'm paying £38 a month. Goodness knows how much it will be when she is older. Plus once she reaches a certain age I will have to pay 20% of any claim, although it seems that is something other companies do too. I think there are cheaper policies out there that cover just as well as PetPlan.

I also can't change to another insurance as she has pre existing illnesses that they wouldn't cover.

[dipsydoodlenoodle]

I went with John Lewis after reading about on here. £16 per month for Charlie (1 year).

[Jane57]

I am with John Lewis too and really happy with them so far.
They had a cheque in the post for my claim within one week of me sending the claim form back.
I pay £16.70 or something like that.

[redlottie]

I am wih Kennel club health plan for both of mine which is £65 excess plus 10% of the bill but is cover for 10,000 per year and costs around £45 for the 2.  Otto is 3 and Albie is 2, never claimed off Otto but claimed 4 times for Albie in the past 18 months at around £1,600.

[ollie nathan's mum]

I am with pet plan, I just continued with it following the four free weeks offered. I haven't made any claims so really can't comment as to whether they are good.

[Jan D]

Axa and More Than for my 2

[penguins87]

It's kennel club and crufts essential for my three

Used them for years - very good at paying out and answering the phone !

[twiceover2]

Pippa is insured with John Lewis.  She's just over a year old.  Her renewal premium came the other day and is up £1 a month to £19 with lifetime cover, up to £10,000 a year and £75 excess.

Barney (Fauve de Bretagne) is insured with the Kennel Club.  He is two and his premium is now £31 a month,  up £4 on last year despite no claims.  He has lifetime cover of £5,000 a year and also £75 excess.  They are now offering a pet health advice line staffed by vet nurses though, which I like the sound of and whch might come in handy.  Fauves seem to be more costly to insure than cockers.

[Helen]

M&S here - have been with them since Jarvis was a pup and as he's had a few minor claims over the years it's difficult to change.  Heading up to £40 per month but he's 7 and he's an entire male (which makes him expensive as entire dogs are far more likely to get injured fighting doncha know - well that's what they told me when I asked why his premium was higher than a friends who's dog is neutered....and the cost varies dependent on where you live too.)

They pay out very promptly, the excess is £70.00.  After his grass seed incident they paid up within 3 weeks.

[black taz]

healthy pets

my parents have an excellent policy with PDSA

[Wenco18]

Sainsbury's for both, never had to claim though..... £14 approx each a month

[KellyT]

RSPCA here, been with them for about 7 years, never bothered to change because I was happy with the service, the price and the plan.
Always found pet plan to be way to expensive for my liking when I got the same policy for half the price of pet plan with RSPCA.

I pay about £28 for Millie (11), £25 for Jennie ( and £16 for hazel (10months) I get around £10 off all of this for having all 3 insured with them.

They paid out Jennies disc problem no problem and have never been a issue to deal with.
£75 excess, £6500 per condition per year, life cover and no % to paid above any age.