Thats a nice surprise Nicola
I got an insurance surprise myself on Saturday
When we first got Melody she had her free insurance until the beginning of Feb last year. A couple of weeks before that was due to end I contacted the Kennel Club and asked to continue the insurance with them.
Then in August/September time after hearing about how good M&S were from other COL members I took out a policy with them and called the kennel club to cancel. A very helpful lady told me I didn't seem to have a policy with them at all and I couldn't find anything on my bank statements so I was panicked and thought I'd had no insurance for Melly since February
Guess what arrived in the post on Saturday? ? A renewal letter from the Kennel Club!!!! Happily telling me that Melody's insurance is now due for renewal !! I've been paying £24 a month to the Kennel Club AND I paid the M&S policy outright last September!
So she's been doubly insured all the time!! I'm officially a numpty
The moral of this story is always check your bank statements, unlike me - I'm not good with money at the best of times