Both Milly and Chaz are covered by our vet's in house insurance/prepayment scheme.
Two full checkups a year, teeth checked and nail clipping, annual injections and flea/worming treatment. Plus 10% off everything else at the practice including grooming.
The flea/worming treatment is a year's supply of Advocate of which we pick up a six month supply of at each checkup.
Total cost is £19-97 per dog per month paid by direct debit, just under £240 per year.......Go figure it out, seems a bargain to me and an ideal way to spread the vet costs.
Pet Insurance for Chaz is £226 per year and £190 for Milly, both 7k lifetime policies with Animal Friends, so both dogs are pretty well covered for about £900 in total a year.