I was with Virgin for my dobie (£26pm approx) £6000 per condition, £60 excess & £60 compulsory excess. Was a for life policy, just had to keep renewing. Had to recently completely use up the £6000 excess (in three weeks
). They were very nice and paid the lot very quickly.
Tiffany cocker I've insured with AXA, (£13pm approx) £7000 per year, £75 excess, life policy. Have now moved the dobie over to AXA too (£28pm - had gone up to £33pm with Virgin), her condition isn't covered with AXA, but it wouldn't have been with Virgin as I'd used up the 'per condition'.
My reasons being that if either of them get really ill, and the £7000 is used up one year, it starts again the next year. Unlike the situation I'm in at the moment scraping together over £300 pm for dobies medication with no light on the horizon. Love her to bits tho,
, she's worth every penny