CockersOnline Forum
Cocker Specific Discussion => Health => Insurance => Topic started by: SJP on March 20, 2010, 11:49:11 AM
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I've just about had a belly-full of dog insurance this week, its a very loooooonggg story, but More Than have really let me down.
Anyway, my question is: do any of you have third party liability only for your dog?
I would also welcome anyone's views on third party only, whether they think its good or bad.
Basically my thinking is that I would have third party only to cover Lola potentially biting someone or running out in front of traffic and causing accident/injury/death. But would save a regular amount into an account for vets bills.
Look forward to hearing what you have to say.
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It's a good idea to have it. Especially now in the case of no win no fee lawyers.
I have just joined the Dogs Trust for 20 pounds a year, this gives me up to 1 million third party Insurance and it covers all my dogs.
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Ladylola's advice seems good & helps a very worthwhile cause.
Your household insurance *should* provide liability insurance for a domestic pet - if you let me know who you have your policy with I'll try & check it for you :D
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ooo.... not good to hear about More Than - we're with them and, while we haven't claimed, Honey's had chiropracter treatment recently, so changing insurers would likely mean an exclusion on any back problems.... :-\
I think the Dogs Trust membership sounds great for the just 3rd Party Liability.... :D
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Thank you Ladylola - that is exactly the sort of thing I am looking for!
Michelle123 - I will look it up, thank you.
Karma - I thought we were covered, I was verbally told twice by More Than that we were covered but now they've decided we are not. Unbelievable!
Anybody else got any views/recommendations?
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can you query it if told verbally? their call centre will have the tapes...worth a shot?
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can you query it if told verbally? their call centre will have the tapes...worth a shot?
They are not interested.... >:(
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I think I'm on the verge of wanting to do this.. :-\ I've just put in a claim for nearly £400 for Normy but it wouldn't have been that much if she wasn't insured as we did lots of extra tests and checks that I know deepdown weren't necessary. It is the first time I've been able to claim for a dog and with the amount I pay for both dogs I think putting the money into an account is a better way to do it tbh. Plus, worst case, if we had to we could afford expensive treatment so it's a gamble but not one that would mean having to make a 'decision based on finance' if either were really ill.
Good to know Dogs Trust are offering 3rd party only...