Jake our chocolate boy was very fluffy, I combed him every night from the start (mainly to get him used to it as Tia our other cocker was a nightmare). I used a metal comb with an elastic band threaded through.
When he was about Missy's age I was getting a good handful of fluff out of him every day (I could have spun it like wool and made a Jake sweater
)
His coat is now lovely and came good about 8 months or so when those last bits of puppy fluff came out
I will never get Jake clipped as I feel his coat would go coarse and woolly, he just has a scissor trim on his legs and feet every couple of months now.