Be VERY careful. We thought we had very good insurance for our dogs. Our Yorkie Meg got Cushings Disease which would mean tablets for the rest of her life. She then got very sick, and due to various complications, died last week. When we looked at our insurance policy, it turned out that the £2,000 cover we had which we thought was per illness, per year, was in fact total that once the £2,000 had been spent, they would not pay anything else.
That would have meant that had she lived, once they had paid out £2,000 for treatment, tablets etc on her Cushings disease, they would have stopped paying!
We then rang to see if we could upgrade our other 2 dogs to the gold cover so it would be a bit better (They are all on silver), and were told we could only upgrade if we stopped the policy and then started a new one - so they would NOT be covered for anything they have had so far!
We are now looking for a policy which covers whole of life for illnesses, but they are expensive. My advice would be to compare and read the small print, and get the best cover you can afford -just in case. We are now wishing we had gold from the start for all our 3 dogs.