which insurance recommended? good experiences?

[sam jane]

I am with M & S and have had no problems with them paying out on claims. I would recommend you read the small print carefully as I have previously got "caught out" I had an excess of £65 to pay on a policy and the next year it jumped up to 15% of the claim which I didn't realise until I put a claim in. Unfortunately I had a very poorly spaniel who needed intensive care and specialist treatment and the bill was £6000 so I ended up paying £900 for the excess. The Insurance company were less than helpful

[Lyndsey]

I'v gone with halifax for Ruby. Haven't made any claims as Ruby is new to us.
Halifax were reccomended to us by a friend. I pay £7.96 for their best package. It seems really good. As with all insurance companies the real test will be when they have to pay out.

[magicflower]

We're with M & S.

We pay £16.95 pm with no excess.

We've claimed well over £1000.00 since we've had Ruby and there have been no problems with them paying out.

[clg79]

We are with E&L- wish I had read a thread like this before... To be fair to them when Dave had his histiocytoma they paid out no arguments but it wasn't quick by any means.
The problem I have with them is trying to get someone on the phone- we had great trouble when we were chasing the delayed payment for Dave's treatment. The worst thing about them though is they send you post that says "we are going t upgrade your account to... from this date your monthly direct debit will increase to (an extra £2 ish) if you wish to opt out you must let us know by email or in writing" This makes my blood boil- I didn't read the first one properly then noticed on my statement that it had gone up so chsed up and that day we got another so it would have gone up again- in my opinion they should give you the chance to opt in not opt out.
GRRRRRR.

[ct1983]

Both our cat and dog are with petplan, yes its the most expensive but at least we're covered that if anything happens at all they will be fine. they have paid out quickly when simminie cut her paw the only down side is when tabatha ate a bee the excess was almost as much as the bill so we didnt really save anything - i have to say if ur paying out that much a month to insure them for life why then do u have to pay £100 excess! but alas never mind. Azurie will be covered with petplan wen she finally arrives (4th sept 12 days and counting...)

[Cazzie]

From past experience Pet Plan 

[suzanneb]

argos is pretty good price

[laz82]

I had this a few weeks ago, after reading a few topics on here decided not to continue with Tesco's very bad writeup and i've gone with healthy pets, not sure how good they are but insured both my dogs for £16 per month in total, and a few people recommended them on here. 

[dany]

I've got Willow insured with the Halifax costs £7.00 per month!!

[flozac]

I use more than, never had a problem with them yet. I have claimed several times over the years always very hassle free.

[emms]

Im with Tesco, and I have never had any problems with any claims

[debbie321]

I have to recommend Healthy Pets!  The premium is very very competitive (about £5.50 per month for Ben but about £13 for Ben + 2 cats).  This is for a lifetime cover so if Ben develops an ongoing illness then they don't exclude it the following year.  Ben is just 2 years old and I've already claimed at least 3 times without any problems at all.

What ever plan you all go with - just read the small print!

[happydog]

I'm with Healthy Pets too, (I used to be with Tescos, but found they only covered any illness for the first year). Have had two claims and paid out with no problem. Choose the Gold option though 

[*sammy*]

we are with healthy pets. i think it's about £9 a month for the gold cover.

[nats]

Hi,has anyone used argos pet insurance?am thinking of taking out cover with them for new pup.