Doggy Insurance - Query?

[tobycat]

Hi everyone

I have never had pet insurance for my dogs before but new pup Oscar has come with 6 weeks free insurance from both Petplan and from the KC.

Both are about the same monthly premium. I don't know whether to continue with the insurance and if i do which company to use.

What do you all think?

Liz

[JoHarborne]

This question tends to come up quite a lot and it's usually down to personal preference (like how much you want to pay per month) - I know that the Marks and Spencer policy has been praised in the past.  Personally we went with the KC but they are one of the more expensive ones.  Shop around?  

[Cob-Web]

I shopped around for weeks and dithered about which company offered the best deal  

Eventually, we opted for Direct Line, as they offered a good 'lifetime' policy, and we got discount as we are already customers.

I also shortlisted Virgin, and others such as More Th>n, M & S and some of the supermarkets.

It depends on what is important to you in relation to cover; but when shopping around I found a spreadsheet was the only way of ensuring I was comparing 'like with like' as the excess, length of cover, extras and so forth varied considerably from policy to policy    

[Sharon]

Our dogs are covered by Halifax..........we have our home contents, buildings and car insurance with them, so had a really good deal and quite a big discount.........plus we have a no excess policy on all the above!

[shonajoy]

We are with Morethan and have been happy with them - they were very quick to pay out. Like everyone says, just make sure you get lifetime cover, otherwise if your pet got diabetes, yearly cover would not pay out.

Shona