I was lucky then when my policies for the Newfs were needing renewing.... It was July! I pay £10 something for the one Newf and £11 something for the other, but as Kitten had to have an op which cost £750 (I think), about £500 worth of Metacam, £180 in X-rays I guess my premiums will go up this July!!! We took Tia's insurance out in August and couldn't understand why we had to pay £16.17 for her each month.
Do you think, if you have a dog who is normally healthy and not needing to see a vet regularly, that it would be better to put the money you pay the insurance into a savings account? I am seriously thinking of putting £50 into an account each month when my policies run out, just to cover any large vets fees. At least that way should you have a small normal vet bill you could take it out of your "normal" money, but if it was something big then you would have money in a savings account, which would also be earning you interest.